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Gambling debts could cause you to miss credit card repayments, incur cash advances on your credit card or even apply for a short term loan to fund your habit.
If the money you spend on gambling represents a significant portion of your ongoing expenses, the lender or mortgage insurance underwriter may be concerned that there is a higher chance of you getting into financial difficulties and being unable to keep up with repayments.
Tips to increase your chances of home loan approval
If you're worried about gambling transactions showing up on your bank statement, make sure that your gambling transactions are funded from a transaction account that is separate to your savings account.
By paying off your debt and building a documented history of disciplined savings, you can greatly increase the chances of your application being approved.
An imperfect credit history can have a hugely detrimental effect on your borrowing power, so check to see whether you can fix any mistakes or black marks on your credit file.
If you do like a punt every now and then, make sure you take the necessary steps to prevent your gambling from affecting your mortgage application.
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