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Payday loans: Another quick way to get cash that may be used to fund gambling or cover losses are payday loans, which are known for their sky-high fees.
Missed payments are reported to the credit bureaus and can hurt your score.
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In December, Kevin Votaw of Fort Collins, Colorado, ordered a highly rated Samsung Galaxy S8 screen protector for $10 using his girlfriend's Amazon Prime account. It was, he said, "terrible": The material was so thick he couldn't type, making the product completely unusable. Frustrated, Votaw asked Amazon for a refund for the unreturnable product, which has a sticky, adhesive backing and can't be reused. "I went back to the listing, thinking, 'Surely all of these reviews are wrong,'" he said. But the product was unavailable - "like the company was rolling these protectors out in batches, then taking them off Amazon." Votaw has since found a protector with a mediocre 3.5-star rating that he's happy with: "It works perfectly," he said. "I'll be leaving a great review." On Jan. 13, the server's moderator published a call for reviewers interested in "Before You Go To The Toilet Poop Spray," a natural deodorizer carrying the "scent of Australia" by a company called Veil. 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